Payouts starting at €10, interest calculated daily, and your money available when you need it.
All our solutions open online, stack up with each other and have no application fees.
3% gross
3% gross per year
Everyday savings: your money stays available at all times and interest is calculated daily.
Under 25
4% gross per year
For ages 12 to 25: the best rate in the range, with no fees and no minimum amount.
Guaranteed rate
3.5% gross per year
You choose the term, from 12 to 60 months, and the rate stays guaranteed until maturity.
2.5% gross per year
A goal, a date, an amount: rounding up your payments and scheduled transfers do the rest.
Property project
2.75% gross per year
Build up your deposit and get a preferential rate on your future BCP home loan.
Up to 4.2% gross per year
A retirement savings plan with tax-deductible payments and managed investment based on your age.
The key differences between our six savings solutions.
| Criterion | Savings | Youth | Term | Project | Home | Retirement |
|---|---|---|---|---|---|---|
| Gross annual rate | 3 % | 4 % | 3,5 % | 2,5 % | 2,75 % | 4,2 % |
| Minimum payment | 10 € | 10 € | 1 000 € | 10 € | 50 € | 50 € |
| Ceiling | 100 000 € | 10 000 € | No ceiling | No ceiling | 150 000 € | No ceiling |
| Availability | Immediate | Immediate | At maturity | Immediate | After 18 months | At retirement |
| Tax advantage | — | — | — | — | Reduced-rate loan | Deductible payments |
| Online opening | 5 min | 5 min | 10 min | 5 min | 10 min | 15 min |
Rates in force on 22 September 2026 Gross annual rates, before tax, subject to change. Offers subject to conditions.
Open your account online in minutes. €80 free when you open.
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