Our loans

Finance your plans, with no nasty surprises

A fixed rate announced from the simulation, no hidden fees and an initial answer within 24 hours.

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Our loans

Finance your projects with peace of mind

Rates among the lowest on the market, a response in principle in 24 hours and no application fees.

Travel map and accessories to prepare a project from 4,90 % TAEG

Personal loan

Travel, weddings, studies: finance your desires without proof of use.

  • Total1 000 € – 75 000 €
  • Time12 mois 84 mois
New car parked on a road from 3,90 % TAEG

Auto Loan

New, used or electric: ride today with a great rate.

  • Total3 000 € – 75 000 €
  • Time12 mois 84 mois
Modern house with garden from 3,45 % TAEG

Home loan

Primary residence or rental investment: an advisor will accompany you.

  • Total50 000 € – 800 000 €
  • Time5 ans 25 ans
Person drawing a renovation plan on a wooden table from 4,20 % TAEG

Renovation loan

Energy renovation, kitchen or extension: finance your work without mortgaging your home.

  • Total1 500 € – 75 000 €
  • Time12 mois 84 mois
Students working together in a library from 1,90 % TAEG

Student loan

Studies, accommodation or equipment: a reduced rate and repayment that starts only after graduation.

  • Total1 000 € – 50 000 €
  • Time12 mois 120 mois
Engineer working on a laptop in a workshop from 4,50 % TAEG

Business loan

Machinery, utility vehicle or working capital: your business equipment financed within 72 hours.

  • Total5 000 € – 200 000 €
  • Time12 mois 96 mois

Simulate your loan

LOAN TYPE
15 000 €
1 000 € 75 000 €
48 mois
12 mois 84 mois

A credit commits you and must be repaid. Check your repayment capabilities before committing. Indicative simulation, excluding optional insurance.

Your monthly payment

—/month

  • Capital—
  • Interest—
  • Annual Interest Rate:4,90 %
Apply

Response in principle within 24 hours · No application fees

At a glance

The comparison

The key differences between our six loan offers.

Comparison of BCP loans
Criterion Personal Car Home Renovation Student Business
Fixed APR 4,90 % 3,90 % 3,45 % 4,20 % 1,90 % 4,50 %
Amount 1 000 – 75 000 € 3 000 – 75 000 € 50 000 – 800 000 € 1 500 – 75 000 € 1 000 – 50 000 € 5 000 – 200 000 €
Term 12 to 84 months 12 to 84 months 5 to 25 years 12 to 84 months 12 to 120 months 12 to 96 months
Arrangement fee None None 500 € None None 250 €
Initial answer 24 hours 24 hours 48 hours 24 hours 24 hours 48 hours
Payment deferral Twice a year Twice a year Twice a year Twice a year Deferred until graduation Twice a year
Early repayment Free of charge Free of charge Statutory compensation Free of charge Free of charge Free of charge

Rates in force on 22 September 2026 Fixed APR, excluding borrower insurance. A loan commits you and must be repaid. Check your repayment capacity before committing.

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