Voted Best Online Bank2026

The bank that makes your life easier.

Current account, Visa card, savings and instant transfers — manage everything from your phone, with no hidden fees or branch appointments.

Open an account in 5 min Discover our positions
  • 4.8/5 out of 32,000 reviews
  • ACCOUNT MANAGEMENT FEES
Paiement en ligne avec une carte bancaire et un smartphone
Available balance €12,480.50 ▲ +4.2% this month
Instant bank transfer IN 3 SECONDS
0 250+ clients that trust us
0 country to pay at no cost
0 available advisors
0 of state-guaranteed deposits
Our services

Find everything you need to know in one place.

Banking products designed for your daily life, your projects and your future.

Contactless payment with a credit card

- accounts and cards

A free Visa card, mobile payment and real-time notifications with each expense.

read more →
Stacked Coins Symbolizing Savings

Savings & Investments

3% booklet, automatic rounding and personalized goals to make your money grow.

read more →
Calculating a credit budget with a calculator

Credits & projects

Personal or real estate loan: an answer in principle in 24 hours, 100% online.

Simulate my loan →
Our loans

Finance your projects with peace of mind

Rates among the lowest on the market, a response in principle in 24 hours and no application fees.

Travel map and accessories to prepare a project from 4,90 % TAEG

Personal loan

Travel, weddings, studies: finance your desires without proof of use.

  • Total1 000 € – 75 000 €
  • Time12 mois 84 mois
New car parked on a road from 3,90 % TAEG

Auto Loan

New, used or electric: ride today with a great rate.

  • Total3 000 € – 75 000 €
  • Time12 mois 84 mois
Modern house with garden from 3,45 % TAEG

Home loan

Primary residence or rental investment: an advisor will accompany you.

  • Total50 000 € – 800 000 €
  • Time5 ans 25 ans

Simulate your loan

LOAN TYPE
15 000 €
1 000 € 75 000 €
48 mois
12 mois 84 mois

A credit commits you and must be repaid. Check your repayment capabilities before committing. Indicative simulation, excluding optional insurance.

Your monthly payment

—/month

  • Capital—
  • Interest—
  • Annual Interest Rate:4,90 %
Apply

Response in principle within 24 hours · No application fees

Smartphone affichant des applications mobiles
The BCP Banque application

Your agency fits in your pocket

  • Highest Safety

    One-touch biometric authentication and card blocking.

  • Smart Budget

    Your expenses automatically categorized, month after month.

  • Instant transfers

    Send money in seconds, 7 days a week.

Download on the App Store Get it on Google Play
Our Offerings

A formula for each profile

Without commitment, change your offer whenever you want.

Essentiel

€0/month

  • Visa Classic Card
  • Free payments in the Eurozone
  • Comprehensive mobile app
Choose Essentiel
Most Selected

Premium

€7.90/month

  • Visa Premier Card
  • Free Payments Worldwide
  • Travel insurance not included
  • A DEDICATED advisor
Choose Premium

Metal

€14.90/month

  • Metal Infinite Visa Card
  • 1% cashback on your purchases
  • Airport lounge access
  • 24 hours concierge
Choose Metal
Customer reviews

They chose BCP Banque

★★★★★
« Account opening in 10 minutes, card received in 3 days. I will never go back to a traditional bank. »
Camille DurandArchitect, Lyon
★★★★★
« I travel a lot for work: zero fees abroad and really responsive customer service. »
Thomas MartinConsultant, Paris
★★★★★
« The savings goals allowed me to finance my first apartment. The app is exemplary in its clarity. »
Aïcha BenaliEntrepreneur, Bordeaux

Join 2.4 million satisfied customers

Open your account online in minutes. €80 free when you open.

Open my account